Come Alive!

Come Alive! As many of you know I have a passion for helping people identify their dreams and go after them. What you may not know is that (much to my surprise) I have uncovered a spiritual aspect to my work. I use a 3 stage process to help people find the kind of work that will make them happy for the long haul. We start by taking a 3 hour test which objectively measures your natural talents. Then, we do a 2 hour inventory of your peak life experiences to extract your values and motivators. Using these collections of information, we can synthesize what skills you were born to be good at and in what way you want to use …

A Guide to IRA Accounts

A Guide to IRA Accounts An Individual Retirement Account (or IRA) is a retirement plan account that provides some tax advantages for retirement savings. There are a number of different types of IRA accounts, some being employer provided plans and others you set up yourself. Traditional IRA In a traditional IRA, the money is deposited before being taxed. It accumulates tax free on earnings until being withdrawn at retirement, at which point the money is taxed. Since the money is contributed before taxes, you take a tax deduction for it (some exceptions), then let it grow until retirement. So, when you retire (presumably in a lower tax bracket) the money is taxed. The main restriction on this one is that …

Fairy Tales For Preschoolers

Fairy Tales For Preschoolers PreSchool Children love Fairy Tales. I can think of no better way to pass an afternoon than listening to someone narrate one of the classic childrens stories of all time. My favorite, Beatrix Potters first charming tale of Peter Rabbit. Children around the world love to hear about the adventures of this lovable little rabbit as he sneaks to the forbidden garden of Mr McGregor. How about the silly antics of Winnie The Pooh by A.A. Milne. Every child adores a romp through the Hundred Acre Woods. Reading takes children into the wonderful world of fantasy. Fairy Tales help to spark imagination and curiosity. Fairy Tales usually have a moral that makes sense to preschoolers. Children …

Retirement

Retirement Talking About Money With Jim Larranaga (ARA) – Only one quarter of Americans age 35 and older have amassed $100,000 or more for retirement, according to the Employee Benefit Research Institute’s 2000 Retirement Confidence Survey. What’s more, the previous year’s survey found that 20 percent of “forty-something” workers haven’t even begun saving for retirement. If you’re among them, you might be in for an unpleasant surprise when you leave your job. Calculate What You’ll Need Most experts say you’ll need 70 percent to 80 percent of your pre-retirement income after you stop working. Given today’s life expectancies, you could easily live 20 years beyond retirement. Seeing just how much money you’ll need in retirement may give you a few …