Back to School-Advice

Back to School-Advice It’s back to school time…. Do you have everything you need to start the year off right? Confidence is key to success! For those first time jitters help welcome your pre-school and kinder students with a walk to the door and a quick goodbye. Quick good-byes are always best even though they can be painful to let go of your little one. Rest assured your little one is going to be well cared for throughout the day. Your confidence in your child’s school and teacher will help give your child the confidence he/she needs to say goodbye easier. Remember children learn what they see. So if you are nervous and hesitant to let go, your child will …

Cultivating Spiritual Intimacy

Cultivating Spiritual Intimacy When two people – destined for each other, come together, there is often an incredible amount of combustibility. Combustion occurs when two or more substances react chemically together, resulting in the giving off of heat and light; often called burning. In the same manner, two people joined together by God can spiritually set each other on fire. However, after being married a while that sense of combustibility can easily be lost if the spiritual life of the marriage is not cultivated. But, a couple that intentionally, and actively engages in maintaining the spiritual life of the marriage continues to be a strength one to another, and ignites new sparks that blazes through every area of marriage and …

Five Ways to Stay Positive in a Negative World

Five Ways to Stay Positive in a Negative World In view of the increasing negative events happening around the world here are five things you can do to help you stay positive. 1. Take a news sabbatical. Listening to the news can be downright depressing. All bad news all of the time can drag you down and keep you there. Give yourself permission to stop listening to the news, especially before bed time. 2. Use your influence to do good where you live. Shift your focus from what is happening in other parts of the world to your community. Get involved in making a positive change or contribution. 3. Focus on what is working in your life. Choose one thing …

Glide into Tax Season with Solid Financial Planning

Glide into Tax Season with Solid Financial Planning (ARA) – With good planning, you can start the year off right by making sure you and your family are financially fit and ready for the new year, and possibly reduce your tax bill. Here is a financial checklist to consider: Tap into the Power of Tax-Deferral If you are thinking of investing in mutual funds for long-term or retirement savings, purchase a variable annuity. You’ve got the 1099 forms for 2000 already from any mutual funds you own. If you have a tax bill this year, you’ll likely wait until April 15 to pay it, to give the money extra time to work for you. What if you had the option …